Atlanta has a booming construction industry, with new projects seemingly springing up overnight.
Unfortunately, the rise in construction projects means more chances for injuries.
It’s important to know what to avoid when filing a workers' compensation claim. Here are a few common mistakes people make when dealing with a workers’ compensation claim:
Waiting to file
One of the most common issues happens when workers wait to notify their employers of an injury.
There are many reasons for this: employees may not want to appear weak to their coworkers. They may worry about the consequences of missing work. Perhaps they aren’t sure of what their workers’ compensation policy covers.
No matter the reason, the longer you wait to file a claim the harder it will be to corroborate. Specific details may be hard to remember, or you may leave out information helpful to your claim.
It is important that if you are considering filing a claim, you inform your employer as soon as possible.
Accepting the first offer
Even if you think the initial settlement is fair, it’s important to get a second opinion.
Insurance companies will offer the lowest amount they think you will accept. That may not be enough to cover the costs of your recovery and missed work time.
The initial settlement is a starting point. The figure often doesn’t include all the factors that affect your case.
When you file a workers’ compensation claim, you may feel you are being disloyal. If a company has treated you well, this can be hard.
This isn’t true.
Your workers’ compensation claim isn’t against your boss or his or her company. It’s against an insurance company.
You aren't attacking your employer or making extra work for your boss. Instead, you are ensuring you can afford your recovery to get back to the job.
These are a few mistakes employees make when filing a worker compensation claim. If you are injured at work, it’s important to make sure the process is done correctly so that you receive the benefits you’re entitled to.
An attorney with experience in worker compensation cases can help.